About my service
Why use me?
As your broker, I offer choice in home loans, convenience and
my expertise. I save you the time and energy in finding the
most suitable loan benefiting you for years to come. I take
out all the stress and worry and deal with the lenders on your
behalf.
Best of all, my service to you is free (see
My Remuneration below)* – I charge a commission to the
lender on settlement of a loan. You do not pay any more for
your loan by using my service!
What do I do?
Each customer is special and has unique needs that demand personal
attention. After assessing your needs, I check available loans
from a variety of lenders on my panel of lenders and seek out
a loan package which best suits your needs. I save you the time
and energy in comparing loans from a range of lenders, obtaining
information about interest rates, fees and costs. I simplify
the process from application through to settlement, keeping
you fully informed on the progress so that your home-buying
process remains a pleasant experience!
My Qualifications
As an accredited member of the Mortgage and Finance Association
of Australia (MFAA), I am bound by a Code of Conduct which governs
the ethics of its members which includes lenders and brokers.
I hold a Cert III in Mortgage Lending and ongoing professional
development training. I hold accreditations with the majority
of lenders on our lending panel.
My Remuneration
I do not charge you for my services. My advice to you is free.
I am paid a commission by the lender after the loan settles.
In some circumstances, lenders will charge an upfront fee. These
are usually commercial loans and some non-conforming loans.
Part of this upfront fee may be paid to me as a commission.
Compliance
In offering you my service, I am bound by the Consumer Credit
Administration Act in NSW, which became effective on 1st August
2004, to provide you with a Finance Brokers Agreement which
gives you full disclosure of loans details and remunerations.
Memberships
Full Member of the Mortgage and Finance Association of Australia
(MFAA).
Credit Ombudsman Service (COSL)
Seniors Equity Association of Lenders (SEQUAL) |
